/* Small layout layer for the reference hub, using BillingFreedom's theme colors. */
.ob-retirement {
  color: #004952;
  font-size: 0.9rem;
  line-height: 1.55;
}

.ob-retirement-section {
  padding: 3.875rem 0;
}
.ob-retirement-section-soft {
  background: #f5f8f8;
}
.ob-retirement-section-cream {
  background: #f8f3eb;
}
.ob-retirement-section h1,
.ob-retirement-section h2,
.ob-retirement-section h3 {
  color: #004952;
}
.ob-retirement-section h1,
.ob-retirement-section h2 {
  font-weight: 400;
  letter-spacing: -0.025em;
  line-height: 1.15;
}
.ob-retirement-section h1 {
  font-size: clamp(2.1rem, 4.6vw, 3.75rem);
}
.ob-retirement-section h2 {
  margin: 0.4rem 0 0.75rem;
  font-size: clamp(1.75rem, 3.4vw, 3rem);
}
.ob-retirement-section h3 {
  font-size: 1.2rem;
  font-weight: 600;
  line-height: 1.3;
}
.ob-retirement .lede {
  max-width: 46rem;
  color: #0049529e;
  font-size: 1.05rem;
  line-height: 1.6;
}
.ob-retirement ul li {
  list-style: disc;
}
.ob-retirement .eyebrow {
  color: #ff7f5c;
  text-transform: uppercase;
}
.ob-retirement .hero {
  display: grid;
  grid-template-columns: 1.25fr 0.9fr;
  align-items: center;
  gap: 3rem;
  padding: 3.5rem 3rem;
  border-radius: 1.125rem;
  background: #f5f8f8;
}
.ob-retirement .hero .stack {
  display: grid;
  gap: 1.1rem;
}
.ob-retirement .hero .ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  padding-top: 0.5rem;
}
.ob-retirement .countdown {
  display: grid;
  gap: 1.25rem;
  padding: 2rem;
  border: 1px solid #e2e2e2;
  border-radius: 1.875rem;
  background: #fff;
  box-shadow: 0 0.25rem 0.93rem rgba(0, 0, 0, 0.08);
}
.ob-retirement .countdown .big {
  color: #004952;
  font-size: 4.5rem;
  font-weight: 700;
  line-height: 1;
  font-variant-numeric: tabular-nums;
}
.ob-retirement .countdown .label {
  color: #0049529e;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.ob-retirement .facts {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid #e2e2e2;
}
.ob-retirement .facts div {
  padding: 1rem 0.5rem 0;
  text-align: center;
}
.ob-retirement .facts div + div {
  border-left: 1px solid #e2e2e2;
}
.ob-retirement .facts b {
  display: block;
  font-size: 1.35rem;
  font-weight: 700;
}
.ob-retirement .facts span {
  color: #0049529e;
  font-size: 0.72rem;
}

.ob-retirement .grid {
  display: grid;
  grid-auto-rows: 1fr;
  align-items: stretch;
  gap: 1.25rem;
  margin-bottom: 0;
}
.ob-retirement .g4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}
.ob-retirement .g3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.ob-retirement .g2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}
.ob-retirement .card {
  width: 100%;
  min-width: 0;
  height: 100%;
  align-self: stretch;
  padding: 1.6rem;
  border: 1px solid #e2e2e2;
  border-radius: 1rem;
  background: #fff;
  box-shadow: 0 2px 18px rgba(0, 0, 0, 0.05);
}
.ob-retirement .card .k {
  margin-bottom: 0.5rem;
  color: #ff7f5c;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.ob-retirement .card h3 {
  margin: 0 0 0.5rem;
}
.ob-retirement .card p {
  color: #0049529e;
  font-size: 0.95rem;
  line-height: 1.55;
}
.ob-retirement .codes {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin-top: 0.9rem;
}
.ob-retirement .code {
  padding: 0.25rem 0.55rem;
  border: 1px solid #dfe4e5;
  border-radius: 0.4rem;
  background: #f5f8f8;
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-size: 0.82rem;
  font-weight: 600;
}
.ob-retirement .code.new {
  border-color: transparent;
  background: #eaf6f1;
  color: #178a66;
}
.ob-retirement .code.del {
  border-color: transparent;
  background: #fdede9;
  color: #c4452b;
  text-decoration: line-through;
}

.ob-retirement .sechead {
  display: flex;
  flex-wrap: wrap;
  align-items: end;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.ob-retirement .sechead .lede {
  max-width: 46rem;
}
.ob-retirement .meta {
  color: #0049529e;
  font-size: 0.82rem;
}
.ob-retirement .tablewrap {
  overflow-x: auto;
  border: 1px solid #e2e2e2;
  border-radius: 1rem;
  background: #fff;
  box-shadow: 0 2px 18px rgba(0, 0, 0, 0.05);
}
.ob-retirement table {
  width: 100%;
  min-width: 40rem;
  border-collapse: collapse;
  font-size: 0.93rem;
  line-height: 1.5;
}
.ob-retirement th {
  padding: 0.9rem 1rem;
  border-bottom: 1px solid #e2e2e2;
  background: #f5f8f8;
  color: #0049529e;
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.07em;
  text-align: left;
  text-transform: uppercase;
}
.ob-retirement td {
  padding: 0.85rem 1rem;
  border-bottom: 1px solid #e2e2e2;
  vertical-align: top;
}
.ob-retirement td a {
  color: #004952;
  text-decoration: underline;
}
.ob-retirement tr:last-child td {
  border-bottom: 0;
}
.ob-retirement td.grp {
  background: #f8f3eb;
  color: #004952;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.ob-retirement td.mono {
  white-space: nowrap;
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-weight: 600;
}
.ob-retirement .arrow {
  padding: 0 0.35rem;
  color: #ff7f5c;
  font-weight: 700;
}
.ob-retirement .pill {
  display: inline-block;
  padding: 0.22rem 0.6rem;
  border-radius: 999px;
  font-size: 0.73rem;
  font-weight: 600;
  white-space: nowrap;
}
.ob-retirement .pill.ok {
  background: #eaf6f1;
  color: #178a66;
}
.ob-retirement .pill.warn {
  background: #fff4e5;
  color: #9b5b00;
}
.ob-retirement .pill.bad {
  background: #fdede9;
  color: #c4452b;
}
.ob-retirement .pill.hold {
  background: #eef2f3;
  color: #55707a;
}
.ob-retirement .legend {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.25rem;
  margin-top: 0.9rem;
  color: #0049529e;
  font-size: 0.84rem;
}
.ob-retirement .legend a {
  color: #0049529e;
  text-decoration: underline;
}
.ob-retirement .share {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 0.5rem;
}
.ob-retirement .share .meta {
  margin-right: 0.35rem;
}

.ob-retirement .btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.95rem 2.1rem;
  border: 0.1875rem solid #ff8d6e;
  border-radius: 2rem;
  background: #ff8d6e;
  color: #004952;
  font-family: inherit;
  font-size: 1.0625rem;
  font-weight: 500;
  line-height: 1.25;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition:
    background 0.25s ease,
    color 0.25s ease,
    border-color 0.25s ease;
  margin-top: 0.5rem;
}
.ob-retirement .btn-spinner {
  display: inline-block;
  width: 1rem;
  height: 1rem;
  border: 2px solid currentColor;
  border-top-color: transparent;
  border-radius: 50%;
  animation: ob-retirement-spin 0.75s linear infinite;
}
.ob-retirement .btn-spinner[hidden] {
  display: none;
}
.ob-retirement .btn.is-loading,
.ob-retirement .btn.is-loading:hover {
  border-color: #ff8d6e;
  background: #ff8d6e;
  color: #004952;
  cursor: wait;
  opacity: 0.85;
}
@keyframes ob-retirement-spin {
  to {
    transform: rotate(360deg);
  }
}
.ob-retirement .btn:hover {
  border-color: #004952;
  background: unset;
  color: #004952;
}
.ob-retirement .btn.ghost {
  background: transparent;
  color: #ff7f5c;
}
.ob-retirement .btn.ghost:hover {
  background: unset;
  color: #004952;
  border-color: unset;
}
.ob-retirement .btn.teal {
  padding: 0.7rem 1.6rem;
  border: 2px solid #004952;
  background: transparent;
  color: #004952;
  font-size: 0.9375rem;
  font-weight: 600;
}
.ob-retirement .btn.teal:hover {
  background: #004952;
  color: #fff;
}
.ob-retirement .tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 1.25rem 0;
}
.ob-retirement .tab {
  padding: 0.45rem 1rem;
  border: 1px solid #e2e2e2;
  border-radius: 2rem;
  background: #fff;
  color: #0049529e;
  font: inherit;
  font-size: 0.88rem;
}
.ob-retirement .tab.active {
  border-color: #004952;
  background: #004952;
  color: #fff;
}
.ob-retirement .toc {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  font-size: 0.84rem;
}
.ob-retirement .toc a {
  padding: 0.35rem 0.8rem;
  border: 1px solid #e2e2e2;
  border-radius: 2rem;
  color: #0049529e;
  text-decoration: none;
}
.ob-retirement .toc a:hover {
  border-color: #004952;
  color: #004952;
}

.ob-retirement .timeline {
  display: grid;
  grid-auto-rows: 1fr;
  grid-template-columns: 1fr auto 1fr;
  align-items: stretch;
  gap: 1.2rem;
}
.ob-retirement .timeline .mid {
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ff7f5c;
  font-size: 1.6rem;
  font-weight: 700;
}
.ob-retirement .ruleline {
  display: grid;
  gap: 0.4rem;
  margin-top: 0.9rem;
  padding-left: 1.1rem;
  color: #0049529e;
  font-size: 0.95rem;
}
.ob-retirement .check {
  display: grid;
  gap: 0.6rem;
}
.ob-retirement .check label {
  display: flex;
  align-items: flex-start;
  gap: 0.9rem;
  padding: 1rem 1.1rem;
  border: 1px solid #e2e2e2;
  border-radius: 0.8rem;
  background: #fff;
  cursor: pointer;
}
.ob-retirement .check input {
  flex: 0 0 auto;
  width: 1.2rem;
  height: 1.2rem;
  margin-top: 0.2rem;
  accent-color: #004952;
}
.ob-retirement .check b {
  display: block;
  font-weight: 600;
}
.ob-retirement .check span {
  color: #0049529e;
  font-size: 0.9rem;
}
.ob-retirement .progress {
  height: 0.5rem;
  margin: 0.75rem 0 1.25rem;
  overflow: hidden;
  border-radius: 999px;
  background: #e2e2e2;
}
.ob-retirement .progress i {
  display: block;
  width: 0;
  height: 100%;
  background: #ff8d6e;
}
.ob-retirement .kit {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  align-items: center;
  gap: 2.5rem;
  padding: 2.5rem;
  border: 1px solid #e2e2e2;
  border-radius: 1.875rem;
  background: #fff;
  box-shadow: 0 0.25rem 0.93rem rgba(0, 0, 0, 0.08);
}
.ob-retirement .kit ul {
  display: grid;
  gap: 0.35rem;
  margin: 0.9rem 0 0;
  padding-left: 1.2rem;
  color: #0049529e;
}
.ob-retirement .form {
  display: grid;
  gap: 0.55rem;
}
.ob-retirement .form input {
  width: 93%;
  padding: 0.9rem 1.1rem;
  border: 1.5px solid #dfe4e5;
  border-radius: 2rem;
  background: #fff;
  color: #004952;
  font: inherit;
  font-size: 1rem;
}
.ob-retirement .form .fine,
.ob-retirement .fine {
  color: #0049529e;
  font-size: 0.78rem;
  line-height: 1.5;
}
.ob-retirement .fine a {
  color: #0049529e;
  font-weight: 600;
}
.ob-retirement .fine a:hover {
  text-decoration: underline;
}
.ob-retirement .form .ok {
  display: none;
  padding: 0.9rem 1rem;
  border-radius: 0.8rem;
  background: #eaf6f1;
  color: #178a66;
  font-weight: 600;
}
.ob-retirement .form .ok.is-error {
  background: #fff0ed;
  color: #a83220;
}
.ob-retirement details {
  padding: 1.1rem 0;
  border-bottom: 1px solid #e2e2e2;
}
.ob-retirement summary {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  color: #004952;
  font-size: 1.02rem;
  font-weight: 600;
  list-style: none;
  cursor: pointer;
}
.ob-retirement summary::-webkit-details-marker {
  display: none;
}
.ob-retirement summary::after {
  color: #ff7f5c;
  content: "+";
  font-weight: 700;
}
.ob-retirement details[open] summary::after {
  content: "−";
}
.ob-retirement details p {
  max-width: 62rem;
  padding-top: 0.6rem;
  color: #0049529e;
}
.ob-retirement .trust {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 1rem 2.5rem;
  color: #0049529e;
  font-size: 0.88rem;
}
.ob-retirement .trust div {
  text-align: center;
}
.ob-retirement .trust b {
  display: block;
  color: #004952;
  font-size: 1.2rem;
  font-weight: 700;
}
.ob-retirement .cta-final {
  display: grid;
  justify-items: center;
  gap: 1rem;
  text-align: center;
}
.ob-retirement .cta-final h2 {
  max-width: 46rem;
}
.ob-retirement .cta-final .lede {
  max-width: 52rem;
}
.ob-retirement .cta-final .ctas {
  justify-content: center;
}
.ob-retirement a:focus-visible,
.ob-retirement button:focus-visible,
.ob-retirement input:focus-visible,
.ob-retirement summary:focus-visible {
  outline: 3px solid #ff8d6e;
  outline-offset: 3px;
}

@media (max-width: 900px) {
  .ob-retirement .hero,
  .ob-retirement .kit,
  .ob-retirement .timeline {
    grid-template-columns: 1fr;
  }
  .ob-retirement .timeline {
    grid-template-rows: 1fr auto 1fr;
    grid-auto-rows: auto;
  }
  .ob-retirement .timeline .mid {
    transform: rotate(90deg);
  }
  .ob-retirement .g4,
  .ob-retirement .g3 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .ob-retirement .facts {
    grid-template-columns: repeat(2, 1fr);
  }
  .ob-retirement .facts div:nth-child(3) {
    border-left: 0;
  }
}

@media (max-width: 560px) {
  .ob-retirement-section {
    padding: 2.7rem 0;
  }
  .ob-retirement .hero {
    padding: 2rem 1.25rem;
  }
  .ob-retirement .kit {
    padding: 1.6rem;
  }
  .ob-retirement .g4,
  .ob-retirement .g3,
  .ob-retirement .g2 {
    grid-template-columns: 1fr;
  }
  .ob-retirement .countdown .big {
    font-size: 3.4rem;
  }
  .ob-retirement .btn {
    padding: 0.7rem 1rem;
    font-size: 0.9rem;
  }
  .ob-retirement table {
    min-width: 38rem;
  }
}

/* Interaction refinements */
.ob-retirement .tab {
  cursor: pointer;
  transition:
    background-color 0.18s ease,
    border-color 0.18s ease,
    color 0.18s ease;
}
.ob-retirement .tab:hover {
  border-color: #004952;
  background: #004952;
  color: #fff;
}
.ob-retirement .tablewrap {
  transition: height 0.28s ease;
}
.ob-retirement .tablewrap table {
  opacity: 1;
  transition: opacity 0.12s ease;
}
.ob-retirement .tablewrap.is-filtering table {
  opacity: 0.12;
}
.ob-retirement .progress i {
  transition: width 0.25s ease;
}
.ob-retirement .all-frequently {
  display: block;
  padding-top: 1.5rem;
}
.ob-retirement .all-frequently .accordion-item {
  background-color: unset;
}
.accordion-item:has(.accordion-item-header.active) {
  background-color: rgba(140, 167, 162, 0.16);
}
.ob-retirement .ob-retirement-accordion {
  width: 100%;
  max-width: 70rem;
  margin: 0 auto;
}
.ob-retirement .ob-retirement-accordion .accordion-item-header {
  font-family: inherit;
  text-align: left;
}
.ob-retirement .ob-retirement-accordion .accordion-item-body-content {
  max-width: 62rem;
}

@media (prefers-reduced-motion: reduce) {
  .ob-retirement .btn-spinner {
    animation-duration: 1.5s;
  }
  .ob-retirement .tablewrap,
  .ob-retirement .tablewrap table,
  .ob-retirement .tab,
  .ob-retirement .progress i,
  .ob-retirement .ob-retirement-accordion .accordion-item-body {
    transition: none !important;
  }
}